The aim of this paper is to investigate the main causes of inefficiency in the italian banking sector. Banking system consolidation and production diversification had actually brought significant advantages in reducing costs but a large improvement can be obtained by reducing non-performing loans. Bad credit rates, in fact, are still much higher than in other Euro countries. This can be also tested by estimating profit equations.

New efficiency perspectives in the credit sector / G. Goisis. - In: RIVISTA INTERNAZIONALE DI SCIENZE ECONOMICHE E COMMERCIALI. - ISSN 0035-6751. - 51:1(2004), pp. 35-54.

New efficiency perspectives in the credit sector

G. Goisis
Primo
2004

Abstract

The aim of this paper is to investigate the main causes of inefficiency in the italian banking sector. Banking system consolidation and production diversification had actually brought significant advantages in reducing costs but a large improvement can be obtained by reducing non-performing loans. Bad credit rates, in fact, are still much higher than in other Euro countries. This can be also tested by estimating profit equations.
Banking system, Credit sector
Settore SECS-P/01 - Economia Politica
2004
Article (author)
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/2434/6712
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