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Article 6, paragraph 1 of Directive 1993/13/EEC provides that unfair terms shall not be binding, whereas the contract shall continue to bind the parties with regards to the terms that can still be effective. Such a rule pursues the particular interest of the consumer, along with the more general interest towards an efficient and competitive market only when the abusive clause is not essential. In fact, when the unfair term constitutes one of the main obligations of the debtor, the contract is not able to continue to exist once deprived from the unfair term. In such situations, in order to provide the consumer with an adequate and effective remedy, a supplementation of the contract is needed.

Unfair Terms and Supplementation of the Contract / M. Farina. - In: EUROPEAN REVIEW OF PRIVATE LAW. - ISSN 0928-9801. - 2021:3(2021), pp. 441-462.

Unfair Terms and Supplementation of the Contract

M. Farina
2021

Abstract

Article 6, paragraph 1 of Directive 1993/13/EEC provides that unfair terms shall not be binding, whereas the contract shall continue to bind the parties with regards to the terms that can still be effective. Such a rule pursues the particular interest of the consumer, along with the more general interest towards an efficient and competitive market only when the abusive clause is not essential. In fact, when the unfair term constitutes one of the main obligations of the debtor, the contract is not able to continue to exist once deprived from the unfair term. In such situations, in order to provide the consumer with an adequate and effective remedy, a supplementation of the contract is needed.
L ’article 6, paragraphe 1 de la Directive 1993/13/CEE dispose que les clauses abusives ne lient pas les consommateurs et que le contrat restera contraignant pour les parties selon les termes qui peuvent rester effectifs. Une telle règle poursuit l’intérêt particulier du consommateur ainsi que l’intérêt plus général vis-à-vis d’un marché performant et compétitif uniquement lorsque la clause abusive n’est pas essentielle. En fait, lorsque la clause abusive constitue l’une des principales obligations du débiteur, le contrat ne peut plus continuer d’exister une fois privé de la clause abusive. Dans de telles situations, et afin de fournir au consommateur une solution adéquate et effective, un complément du contrat s’avère nécessaire.
Artikel 6 Absatz 1 der Richtlinie 1993/13/EWG sieht vor, dass missbräuchliche Klauseln unverbindlich sind, während der Vertrag die Parteien hinsichtlich der Klauseln, die noch wirksam sein können, weiterhin binden soll. Eine solche Regelung verfolgt das besondere Interesse des Verbrauchers sowie das allgemeine Interesse an einem effizienten und wettbewerbsfähigen Markt nur dann, wenn die missbräuchliche Klausel nicht wesentlich ist. Wenn nämlich die missbräuchliche Klausel eine der Hauptpflichten des Schuldners darstellt, kann der Vertrag nicht mehr fortbestehen, sobald die missbräuchliche Klausel wegfällt.In solchen Situationen ist eine Ergänzung des Vertragserforderlich,um dem Verbraucher eine angemessene und wirksame Abhilfe zu verschaffen.
Directive 1993/13/EEC; Consumer Protection; Unfair Terms; Supplementation of the Contract Directive 1993/13/EEC; Protection des consommateurs; Clauses abusives; Intégration du contract Richtlinie 1993/13/EWG; Verbraucherschutz; Missbrauchliche Klauseln; Integration des Vertrages;
Settore IUS/01 - Diritto Privato
2021
https://kluwerlawonline.com/journalarticle/European+Review+of+Private+Law/29.2/ERPL2021023
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/2434/859057
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